HAVE A NECTARINE, GONK
To me this is still a game... it shouldn't be about who needs the money most. If they want to help Luke they can start a GoFundMe for him or something. Or maybe Janine can help with all her moolah!
Yes. There should be a prize for fan favourite, or a rich Sia or Janine to step in with a donation.
EDIT : Though with Janine's "No way", maybe she isn't a fan?